Motorcycle insurance cover types explained

Third party only motorbike insurance

What is third party only motorbike insurance?

If you crash your bike and damage it and yourself your insurance company won’t pay anything to you – they’ll only pay out losses to third parties who may have been involved in the accident. This includes drivers, passengers, and the owners of any property which the accident may have damaged. For example, if you hit another vehicle and damage that vehicle your insurance will cover the cost of the other person’s repairs and medical expenses. Third party only cover is the legal minimum level of insurance cover.

How do I get third party motorbike insurance cover?

You can compare and save on third party motorbike insurance cover with MCN Compare. We compare against all the top insurers in one place to ensure you get the cheapest cover available. See for yourself, get an online quote with MCN Compare (online and over the phone).

Third party fire and theft

What is third party, fire and theft (TPFT) motorbike insurance?

This is the same as third party only cover, meaning if something happens to you and your bike your insurance company will only pay out to third parties affected, but, adds cover for repairs or compensation to the value of your bike if it’s written off or damaged as a result of a fire or stolen.

How do i get third party, fire and theft motorbike insurance cover?

You can compare and save on third party, fire and theft motorbike insurance cover with MCN Compare. We compare against all the top insurers in one place to ensure you get the cheapest cover possible. See for yourself, get an online quote with MCN Compare (online and over the phone).

Comprehensive

What is comprehensive motorbike insurance?

Comprehensive, sometimes referred to as fully comp, is usually the most expensive option and offers the highest level of cover. It adds cover for any damage caused to you or your motorcycle and usually gives third party insurance cover to ride other people’s bikes, though this differs between insurers so be sure to check if riding other people’s bikes. This is the level of cover is usually preferable as it offers you the most protection.

How do I get comprehensive motorbike insurance cover?

You can compare and save on comprehensive motorbike insurance cover with MCN Compare. We compare against all the top insurers in one place to ensure you get the cheapest cover possible. See for yourself, get an online quote with MCN Compare (online and over the phone).

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