Lockdown insurance cover fears overblown


Your insurance will still be valid in the event of an accident, even if your journey is considered ‘non-essential’ the Association of British Insurers has said.

Last week there was some concern that if you were to make a journey on a bike that was then decided to be non-essential, that your insurance may be void. However a spokesperson for the ABI said: “During lockdown the Government has advised against all but essential travel.

“Motor insurers have relaxed rules around car use for those using it for volunteering purposes or getting to work, if you are using your car for non-essential travel you will be breaking Government rules but you do not risk invalidating your insurance.”

Bennetts, who feature on MCN Compare’s panel of brokers have said: “Insurance is still valid while you’re out on the road, but we urge everyone to follow the guidelines that the government have put in place. In addition, any Bennetts motorcycle insurance customer who is volunteering their time and helping to support local communities are automatically covered while their out on the road during these difficult times without the need to inform us.”

However, it goes without saying that this is not a green light to go for a ride safe in the knowledge that you are covered as not only do you risk spreading the virus but you also risk a fine from the Police.

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